MoneySteer Privacy Policy

Last updated 5 October 2026

About this policy

This page is MoneySteer’s privacy policy. The same policy is shown inside the app. It explains what stays on your phone, what Google services may receive, and how ads work on the free plan.

Who we are

MoneySteer is a private finance tracker that runs on your Android device. We do not operate a MoneySteer account system or a cloud database of your spending.

Financial data on this phone

Transactions, budgets, bills, goals, SMS imports, and related money data are stored in an encrypted local database on your phone. Preferences on this phone are encrypted as well. MoneySteer does not upload merchants, amounts, SMS contents, or balances to our servers — we do not run those servers.

Advertising (Google AdMob)

If you are not on MoneySteer Pro, Google AdMob may show banner, native, app-open, interstitial, and rewarded ads. AdMob may use your Advertising ID, device and app identifiers, approximate location, IP address, and ad interaction data to serve, measure, and (where allowed) personalize ads. AdMob does not receive your transactions, SMS, or balances. Personalized ads in the EEA, UK, and similar regions run only after you respond to the in-app consent form.

Optional Google Drive backup

If you turn on backup, MoneySteer writes an encrypted file to your own Google Drive app-data folder. Google provides that storage; MoneySteer does not keep a copy. You can disconnect Drive at any time in Backup settings.

Crash reports

Crash reports (Firebase Crashlytics) are enabled while you use MoneySteer. They may include device model, OS version, and stack traces so we can fix bugs. They are not meant to include financial data. There is no setting to turn crash reporting off.

Google Play Billing

If you buy MoneySteer Pro, Google Play Billing processes the purchase. Google receives the payment details needed to complete it. MoneySteer only learns whether your subscription is active. The plan renews until you cancel it from Google Play subscriptions.

Permissions

SMS access is optional. If you allow it, MoneySteer reads messages already in your inbox and new messages as they arrive, and looks for bank and payment texts. High-confidence transactions are saved automatically without keeping the full message. Lower-confidence matches, including the message text, stay in a review queue until you confirm or dismiss them. Other messages are not stored. Notification permission is used for on-device reminders. In Notification Settings you can turn these on or off: morning summaries, daily reminders, budget alerts, large-expense and salary notices, weekly reports, monthly insights, goal progress, bill reminders, backup results, and SMS review reminders. Subscription notices and some insight notices may still appear. You can revoke SMS or notification permission in Android settings.

Exports

Export Data in Settings creates a PDF or CSV report on this phone and opens Android’s share sheet. You choose where that file goes. MoneySteer does not upload the export.

Device screen lock

When you open MoneySteer, Android may ask you to confirm with the screen lock already set on this phone (fingerprint, face, PIN, pattern, or password). Android performs that check. MoneySteer does not receive, store, or upload your fingerprint, face data, or device PIN, pattern, or password.

Children

MoneySteer is not directed at children under 13 (or the equivalent age in your country). We do not knowingly collect personal information from children.

Contact

Privacy questions: rahulfreelancer96@gmail.com. Send Feedback and Report an Issue open a draft in your own email app. The draft includes the app version, Android version, and device model. MoneySteer does not send that email, and the draft does not include your transactions, SMS, or balances.

Your choices

Upgrade to Pro to remove ads, or cancel Pro from Google Play subscriptions. Use Manage ad preferences in the app to review or change AdMob consent. Turn off Google Drive backup or SMS auto-import in Settings. Turn notification categories on or off in Notification Settings. Export a report only when you want to share a PDF or CSV. Uninstall the app to stop processing on this phone. Clearing app data or uninstalling removes the on-device database from this phone. A Google Drive backup you already uploaded stays in your Drive until you delete it there.

Changes

If this policy changes, we will update the date and the text on this page and inside the app. Continued use after an update means you have seen the policy currently shown.